“Hello World!” and welcome to my blog.
I love tech startups. How they work, how they scale, and especially how they are financed.
I’ve met with and analyzed financial statements for hundreds of technology startups. Each meeting I learn something new and get to discuss financing options available to tech companies. I’ve started this blog to share these discussions (and debates) with as many people as possible. Here is a bit more about me.
My goal for this site is to simplify complex financial concepts to:
- Help founders to assess options and access financing
- Support financial partners working with tech startups
- Prepare a candidate for an interview to move into tech finance
To Support Founders
When it comes to tech startups, it’s not uncommon that a CFO is hired when the company is at 10+ employees, or even later. This means a lot of the heavy lifting related to the finances is often done by the founders. While most founders are already exceptional in their field and at building their product, a lot of their financial knowledge has to be learned along the way. I want to help simplify these concepts and improve access to knowledge for founders.
To Support Financial Partners
When I talk to colleagues in banking, accounting or students that want to enter the field, I find that (unless they have specialized in technology and startup finance) there is a gap of knowledge around how startups are financed. This is especially true from a debt (lending) perspective.
Tech startups don’t follow the rules and patterns of traditional businesses, so applying the same metrics to them just doesn’t work. Common financial metrics like EBITDA, Debt-Servicing and Leverage, shift to Burn, Churn, MRR and CAC/LTV for analysis. As this knowledge becomes more common, financing startups will become easier – I want to help with this too.
Most Popular Posts
- What is Venture Debt? – A Misused or Evolving Term
- Tech Company’s growth with Term Loans – It’s all about Timing
- The Pros and Cons of Financing Options: Equity, Debt and Bootstrapping
- Financing E-Commerce with Merchant Cash Advances (MCA)
- Personal Guarantees – Up Close and Personal
Articles in the Pipeline
- SRED Financing in Canada – The Fast Forward Button
- The True Costs of using Equity and Debt Financing for a Startup
- A Founders’ Guid to Venture Debt in Canada
The Site
- The Blog – I’ll add posts regularly on various topics related to financing technology startups.
- External Links – Here you will find links to external resources that I have come across that could be helpful to continue the conversation or grow your knowledge. Anytime I refer to an external source I’ll add it here too.
- Glossary – As I use terms and words in posts, I will update this page with any terms that could require additional explanation.2
- Downloads – This section will have calculators and spreadsheets available for download – Coming soon
If the resources in this blog can be used to help even one founder, student, financial partner, or lender to navigate financing tech startups, then creating it will have been worth it.
This is Why I write this blog. I hope it can be helpful to you.
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